The One-Step Guide to Becoming a Real Estate Investor

Northend FourPlex

One of the most common questions we get regarding real estate investing is  “How do I get started?”

As simple as the question is, many of my best clients struggle with how complex and overwhelming the answers can be.

That’s because what we have discovered over the years is the answer depends on individual goals and resources.

With that said, many people start out investing in real estate using the following method.

Purchase your first home as an investment

I’m sure you are asking “Wait, I already own a home or I thought my first home could be an investment property.”  Don’t worry we will cover both concerns below.

You may be surprised to hear that the first time home buyer is in the ideal situation to start investing. Why? Because they can take advantage of a low-interest rate, owner-occupied loan by purchasing a duplex or a fourplex and living in one of the units. By doing so, it reduces the down payment from 25% to 3.5% for the loan. Furthermore, your investment will be producing the cash flow to contribute to or pay the mortgage.

While the first time buyer is in the sweet spot for financing, homeowners also have a few options.

Make your equity count

As a current homeowner, you will need a bigger down payment of 25% of the asking price of the property. You can obtain the down payment in four ways:

  • Cash
  • Sell your house or property and use the equity
  • Refinance and use the equity
  • Utilize a home equity loan or a combination of cash and equity

While getting into real estate investing is quite simple, both of these situations are of course contingent on whether or not you qualify and get approved for a loan. If you think you are ready to invest, we have an opportunity for you to consider.

Investment opportunity

We currently have a beautiful property that is incredibly unique as it is the only fourplex in the Northend of Tacoma and is already fully rented out. All units are two beds, two baths, and 1100 sqft. This property will go extremely fast. If you are interested in this property, please call me as soon as possible so we can chat.

Here is the link to the MLS listing:

Northend FourPlex Northend Four Plex






If you would like to know more about real estate investing in general, I would love to grab a cup of coffee and go over your particular situation. Please feel free to call me at (206) 228-1372 or email

Copyright 2018 Joe Toner, Toner Real Estate Solutions, Tacoma, WA.
Toner Real Estate Solutions specializes in private loans, Private lending, real estate, development, and buying and selling homes throughout Pierce County and surrounding areas.